DIY Credit Info

Security Freeze(s)

Equifax Credit Freeze/ Removal Form

--

The other and longer process to lift a security freeze without a pin is by snail mail. Mail a letter with supporting identification documents to the credit bureaus (it’s recommended to mail the letters with tracking). Documents needed may be: Photo ID, proof of address, and for Equifax, you will need proof of your social security number as well. Check the credit bureaus websites for a list of acceptable documents.

Mail the letters to:

  • Experian Security Freeze, PO Box 9554, Allen, TX 75013 

  • Equifax Information Services LLC, P.O. Box 105788 Atlanta, GA 30348-5788 

  • TransUnion Fraud Victim Assistance, P.O. Box 2000, Chester, PA 19022-2000

If you request the lift by mail, then the credit bureaus have up to 3 business days to lift the freeze.

The easiest and best way of knowing if the security freeze was lifted, is by calling the credit bureaus security freeze department. 

  • Equifax: 800-349-9960

  • Experian: 888-397-3742

  • Transunion: 888-909-8872

Disputes

  • Equifax, PO Box 740256, Atlanta, GA 30374-0256

  • Experian, PO Box 4500, Allen, TX 75013

  • TransUnion LLC Consumer Dispute Center, PO Box 2000, Chester, PA 19016

Wait up to 45 days for the credit bureau or furnisher to investigate and respond. 

©2018 by SFLNCS, LLC.